Two years ago, the financial situation in my life was not pretty. Life was good. Life was comfortable. And, I suspect, my life and resulting financial situation, was very similar to many others. We did not experience a great financial disaster or severe hardship. But one day, I woke up and I could see how close to catastrophe we were. I cannot remember the moment or incident that triggered that realization, but I hope it will come back to me as I continue with this blog.
I have made some remarkable financial progress since that time and I still have lots of work to do. I am a work in progress, but moving in the right direction. In two years, I have paid off over $50,000 in debt, increased our savings substantially and reduced our monthly spending by over $2,000 per month. I would like to share with you what I have learned and the challenges I face next.
Technically, I did not do it alone – we are a double income family with two children. But, I did take control of the family finances and made a number of changes in stealth mode. And guess what – my family hardly noticed.
I am looking forward to continuing this journey with you.