Net Worth Update February 2016

Welcome to our net worth update as of the start of business February 1st, 2016.

I have 9.04 years of work left. Not sure I am going to make it. Work has been all-consuming and will continue that way until mid-April at least. I have written a bit, but everything is in the draft stage and not ready to publish. I do hope things slow down soon.

Financially it was an interesting month. The markets have been a see-saw ride and while I have not lost any sleep over it, I was a little hesitant to tally up the numbers.  We continue to invest on a regular basis and we have not sold anything.  Not a thing. (Some Netflix options expired but that is another story…)

The mortgage has been our major focus and for 4 days this month, the revolving portion of our HELOC was at zero.  It was a beautiful thing, until the Christmas bills arrived.

So here are the numbers…

February 2016 net worth messy money

*Does not include cars, pension, our scrap metal stockpile, education savings, this blog: which has been valued at $65 by the way. You can find my net worth and a gaggle of other bloggers over at the Rock Star Finance Ultimate List.  

What else is going on?

Losing weight:  I have lost 17 pounds since November. I have been using the Lose It app and I love it.

Writing: I have been writing about how we are dealing with the fact that everything we own is broken or worn out. Getting my first credit card at the tender age of 16! (True story.)  These are coming soon.

Cutting down on caffeine. Mostly decaf and herbal tea for me now. Boy am I tired!

Dealing with scary heart palpitations. (Too much information?) Yeah – just when I start to take better care of myself, my heart starts going crazy. I see my doctor tomorrow morning. I understand from some of my google searches that this can be very common and rarely serious, but since I have been under so much stress lately, I figured better safe than sorry and I am going to get it checked out. Here’s hoping they confirm that I am a hypochondriac or that my heart really does need that caffeine to work properly.

Until next time, thanks for visiting! Cheers.


  1. It sounds like your heart is adjusting to a “new normal” since dropping the caffeine. It’ll be great in the long run. You’ll have natural energy and you won’t be fighting your rhythms and your rhythms won’t be fighting you. To your health, wealth, and happiness May! 🙂


    1. I LOVE coffee – so still drinking lots of decaf (which I believe still has some caffeine) but I definitely feel a positive change from cutting down on the caffeine.


  2. Lost 17 pounds? Great job. January was a tough month for most investors yet great month for value investors with extra cash to invest in dip. You are doing the right things reducing your debt. Thanks for sharing.




    1. Thanks BSR. I hope we can take advantage of the dips – trying to deal with a some deferred repairs and spending right now but might have to defer those things a bit longer to buy low.


    1. Thanks Brian. Gotta take the ups with the downs as far as the market goes. I am a bit surprised at how little concern I have about the market but I am in for the long haul. I have noticed nervous chatter on the internet and I can’t relate at all. I hope it’s a good thing.


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