Net Worth Update January 2016

Happy New Year! Here is our net worth update as of January 1, 2016. You may have noticed that I did not publish our December numbers, so I have included those as well.

The last couple of months have been great personally— but financially, not so much.

I debated about increasing the value I am reporting for our house, but I have decided to hold the value steady, to be on the conservative side. The markets have not been kind and the only thing that has kept us moving forward has been aggressive payments towards our mortgage.

Here is our net worth update as of January 1, 2016

net worth grid January 2016 Messy Money

And as of December 1, 2015… Hold your nose!

December 2015 Messy Money

*Does not include automobiles, company pension (!),  our freezer stockpile, education savings, the loose change in the sofa etc. 

You can find my net worth and a gaggle of other bloggers over at the Rock Star Finance Ultimate List.  Thank you J. Money for compiling this list.

2016 Goals

Last year I set 2 goals:

  1. I would like our net worth to start with an 8 by the end of the year.   Done!
  2. Find a way to balance all the demands in my life.    Was I successful ? Not sure. I was not specific enough with this goal – need to set SMART goals.

So this year:

  1. Our mortgage balance will be $142,000 by the end of the year. (A $19,000 reduction )
  2. Our savings will be + $55,000. (Balance of $518,00 by Jan 1, 2017)
  3. We will save $5,000 towards the kids education funds. ( I don’t include this money in our net worth but will track.)
  4. I will purge 1 item a day from our household stuff-hoard.
  5. I will find ways to “economize” to generate savings of $650 a month to pay for our new roof. (Pursuit of Frugal, here we go.)
  6. I will track my food intake and exercise with my Lose It app (No affiliation). I downloaded this app in November and it is awesome and I have lost 8 pounds. You go girl!

Messy Money Goals:

  1. I want to change the theme of this site. I have fallen out of love with current one.
  2. I want to post more often – once a week. That may mean shorter posts, more random ramblings and scheduled posts.
  3. I want to be online less. Less surfing, less twittering, less blog promotion. Will this be the death-blow for Messy Money? I don’t know.


What else has happened?

This is turning into a giant post of lists but here goes:

  1. I have started job searching.
  2. I survived Christmas. My credit card bill will be brutal. We had a serious butter mishap on Christmas day, but I will talk about that another time.
  3. I started taking vitamin D. It might be placebo effect but I credit it with making me feel fantastic.
  4. I binge watched Making a Murderer on Netflix. All 10 episodes! I can’t stop thinking about it. It is binge worthy and I won’t spoil it for you but I have to say it is one of the most interesting, anger inducing, sad and shocking documentaries I have ever seen.

Thank you for visiting and best wishes for 2016.

P.S.  A shout out to Tre at House of Tre for including my Consumption by Proxy post in her weekly round-up. Sorry, my thanks are overdue.



  1. I am SO looking forward to hearing about the butter! And you know I’m all for the dehoarding. 🙂 I’ve been AFC for a while now too. I’m so glad to see you are still here, May! Hi! Great Post! and Happy New Year! 🙂


    1. Thanks Kay. I still have melted butter in one of the drawers in the fridge. LOL. Thanks for stopping by and Happy New Year.


  2. Nice goals! We found it easier to do purges in a mode of 70 in 7 or 21 in 7 style. Which means we would pick a week usually once a quarter, sometimes sooner, and every day for that week come up with 10 things or if you’re not that bold 3 things a day that you want to get rid of. For us, this made it feel not like a chore, as in every day find something, but it gave us a chance to focus, get it done, and then forget about it for a few months. The last time we did one, it was really hard to come up with things, so it also declutters without feeling so much like a chore.
    Of course we also have a constant “donate” box in our closet that we put stuff in and when it gets full we go drop it off. Although, it’s not just for clothes, but when I realized I haven’t worn something in over 6 months, it gets donated.
    Here’s to 2016! I can’t wait to see some short, rambly posts! I found it hard to post once a week towards the end of the year and need to figure out how to better write shorter posts even if it’s just rambly, Mr. SSC-centric sort of posts…
    Mr. SSC recently posted…Our Excel planning worksheet – a gift for you!My Profile


    1. Just checked out your new FI plan. I am intrigued. Good luck with your new plan and all your goals on 16. I did manage to declutter a bit! Yippee – still a long way to go but I work on it 10 or 15 minutes at a time.


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