Net Worth Update March 1, 2015

net worth update March 2015 Messy MoneyHere’s our net worth update as of March 1, 2015. February was an unusual month. For reasons I don’t understand, our spending was about $2,000 below average. Hibernation perhaps?

My stress reduction classes will start in 2 weeks. While I wait for them to begin, I am doing my best to systematically remove stress from my life.  I have cut back on coffee, drinking herbal tea and relaxing. A friend gave us an awesome programmable treadmill for free, so I have been walking too. (I know, I know I should probably just walk outside but it is bloody cold!)  While I walk, I wind down with some empowering chill-out music. It’s groovy.

Can I retire yet?

Um, no, but I keep working at it. We continue to look at real estate options and I think we should start getting the house ready to sell. You know, just in case an opportunity comes along.

Part of getting the house ready will involve a major PURGE! We have so much stuff. Where does it come from?  I am going to start tracking the things that come into the house so that I can plug the leak.

I know that my parents are responsible for some of it.  (Although I am ultimately responsible because I accept it!) Every time they visit they come with an armful and it absorbed into the existing stuff ecosystem.  Just this week my mom dropped off about 15 magazines.  Funny thing is … a number of them are about how to organize your home.  Irony…..?

The purge lead to the realization that I have 100 pairs of underwear. I wrote a big long insightful post about it complete with photos and everything, but decided not to publish it ~  You’re welcome! 🙂

It Was a Very Good Month

 

Messy Money Net Worth March 1 2015

*Does not include autos, pension, collections, underwear, education savings, etc.,  

You can find my net worth and a gaggle of other bloggers over at the Rock Star Finance Ultimate List.

+ $36,000, how did that happen?

There is an explanation.

  • Because of how the pay periods fell, DH received an extra paycheck this month.
  • We were reimbursed $1,200 for dental and medical expenses.
  • Our spending was lower than usual.
  • One of our investments was up over $13 a share this month.  We are massively over concentrated in it  ~ so a good news story now but we need to reallocate.
  • You will notice that some money was moved from serenity fund to retirement savings.

Tailwinds ahead

Over the coming months we do have some issues we must address and they will have a negative impact on our savings.

  • My car is 8 years old.  The check engine light is on and the windshield cracked.  There are car repairs in our future.
  • Our roof needs to be replaced.  One of the joys of homeownership I suppose.  If I could find the people who did the original roof, I would hurt them.  They did the worst roofing job in history.  Our initial quote to replace the roof is over $7,000.  Nice.
  • The kids need some new clothes.  Making do for now but they won’t stop growing.

Well that’s that.  Thanks for stopping by and I will leave you with some chill-out music for inspiration.  It pretty much sums up how I feel right now. Sounds great blasting from the stereo.

Adiemus, Sounds of Sanctuary on iTunes.

~

35 Comments


  1. Looking forward to your net worth. In my case, I haven’t checked my account though because I am afraid that it would be net loss. I shouldn’t be shocked though because I kept on spending money which is unnecessary, because I was just stressed that time. That’s my stress-reliever. Indeed, this spending may have relieved stress for a few seconds, but then the reality would always quickly set in that money was a big stressor of me as well. Anyway, I am taking ashwagandha, an herb that has stress-relieving properties to combat stress. It worked though. I hope I can manage my assets/money thriftily.

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  2. That is awesome on your retirement funds. Im trying to build my net worth off of real estate but your numbers are inspiring. Hope the growth continues.

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    1. Thanks. My husband would love to focus on real estate but I am hesitant. Good luck with your net worth!

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  3. Great update and great increase in net worth. That’s bad news about the roof but hopefully, you’ll get it fixed properly so you won’t need to worry about it again.
    weenie recently posted…Share Crisis Ahead?My Profile

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    1. Thanks – if there is truly “A share crisis ahead.” then we will see some fluctuation but in it for the long haul.

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    1. Thanks Mrs. FW. I hope to post a review of the stress management classes later in the month. To be honest, I am a little nervous about them but I have heard good things. Fingers crossed.

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  4. Hey Messy Money,

    I’ll be interested to hear how the stress reduction classes go for you. Good on you for taking the initiative.

    Haha, roof’s are the absolute worst! It’s one of those costs that has no visible benefit but costs so much! I swear, I was so close to just going with a do-it-yourself mud roof last year…but cooler heads prevailed.

    Do you have a target retirement figure? I think I look at mine about 8 times a day and realize I’m no closer than I was a few hours ago (“are we there yet? are we there yet?”) Thanks for the post and good on you for the sexy increase!
    Jonny recently posted…February Net Worth Update – It’s Freakin’ Cold Out!My Profile

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    1. A mud roof? LOL I will have to look into that.
      I know the are we there yet feeling. Every day. I have my number- coming up in another post – now I need to work at reducing it. It is shocking.

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  5. I wish our February had been that financially awesome! It’s a good thing it’s so short because it was so wretched. So many things outside of our control happened.

    But way to go on underspending by $2k in one month! That’s amazing! And the net worth going up. Hope those expenses aren’t as bad as projected, but it seems like you guys are pretty well prepared for them, unpleasant as they are.

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    1. Thank you Rich! I looks like it was a great month for you too!

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    1. Thanks Jason – good luck with your Long Service Leave decision. I am so jealous!!!

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    1. Thanks! Always happen when it is moving in the right direction. Appreciate you coming by.

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    1. It is over the top that’s for sure. An eye opener for someone that thinks they are so frugal.

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  6. Life is just so relentless isn’t it? We need to get the front of our roof redone within the next couple of years. The back half and the guest house portion were in bad shape when we bought, so that was redone less than 5 years ago. I guess we got lucky because our roof was *much* cheaper than expected.

    At some point, I should do our net worth just to see what we see. It’ll take a huge hit in October, thanks to oral surgery/dentures bills of $17,000 – 20,000. And a small hit later this month when we install an HVAC unit for the in-laws in the guest house. (It’s Phoenix, and they’ve already suffered through 3 summers. Can’t put it off any longer.)

    On the other hand, after October I can actually start seeing our savings account as, well, savings. Rather than Tim’s-teeth fund. That will be exciting.
    Abigail @ipickuppennies recently posted…How a few clicks got me $298 in 30 daysMy Profile

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    1. Dental costs are killing me so I feel for you. We are lucky (?) that we are being billed in installments in a pay as you go plan so not so helps. Nowhere near 20K though!

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  7. I’m laughing on the underwear front. I am working through getting rid of a bunch of stuff, with plans to blog about it, but I definitely haven’t figured out what to do on the underwear front. I know there are some that are going to be chucked!
    Please, teach me your ways for spending $2000 less than normal!! Every time I feel like I am making progress, something crops up and screws everything up!
    Anne – Money Propeller recently posted…How I Use Tangerine to get FREE Money at Tax TimeMy Profile

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    1. I wish I knew how we spent less – I suspect it is seasonal due to hibernation. I need to go see that FREE money of which you speak….

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    1. $10.000 Yikes. I think our could reach that if we upgrade the shingles. It is a pain – at least it is just a roof I am replacing and not a hip. Trying to stay positive.
      Congrats on saving up for yours. Shameful confession – our will probably go on LOC.

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    1. Sorry Holly — I know it was a life changing post. Maybe after I clean out my sock drawer. 🙂

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  8. Wow 100 pairs, lol. Great job on the net worth gain. Thats amaze-balls! I drive an 8 year old car as well. Sometimes those who look rich are poor but those people who look middle class are actually well of.

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    1. Thanks the net worth gain was a nice surprise. I love my car and hope we can stay together for many more years.

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  9. 100 pairs of underwear! Holy moly May! I think you cheated your way through my minimalist series! 😛 You’re forgiven. This post was so funny. Thanks for the afternoon giggles! 😀

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    1. Minimalist fail for sure! I keep trying. Cleaned up the office yesterday as it was a fire hazard.

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  10. Thanks for not sharing the underwear post! 🙂 Agreed on the cold weather. Isn’t it March already? De-cluttered never seems to end at our house either. Here’s to warm weather in March and throwing out some crap!
    Brian @DebtDiscipline recently posted…Week End Round up #71My Profile

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    1. LOL. Glad I pondered before I posted! Yes so happy it is March finally!!! I don’t hate winter but I do love spring.

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