Greetings! I am so late with this update. Sorry. Life has been interesting and busy. Trying to save, trying to reduce our spending, trying to figure out the meaning of life. Every month we make a little progress and I am so thankful that we are moving in the right direction.
Here is our spending for April. This is for a family of 4 and does not include savings. Is this good? I am not sure about other families but for our family it is great!
And for those that are interested, here is our net worth update as of May 1st, 2015. I dutifully completed our update on the first of the month – there will be another update in about a week. As you can see, the markets were not kind to us in April. The increases you see are the result of a large tax return. Yes, we gave the government a great big interest free loan. Shame on us.
Going forward, we will be putting less towards the mortgage and putting more into our investments. You will see this reflected in our numbers next month.
You can find my net worth and a gaggle of other bloggers over at the Rock Star Finance Ultimate List. Go see!
So Where Have I Been?
Good question. Not here obviously but hoping to change that. Here come some random ramblings and run on sentences…
Move over Kim Kardashian!
Not long ago I was at work and as luck would have it, one of ladies bathrooms has the benefit of a full length mirror behind the sinks. I was washing my hands, minding my own business, when I caught a glimpse of my posterior reflected back at me in the mirror. I gasped! Wait a minute, is that mine? I had no idea what was going on back there as I never check out the rear view and my husband is smart enough not to point out that things might be expanding. So, I have avoided the internet and Netflix and I have been EXERCISING. Squats, squats and more squats. I have been in serious denial. Or just lazy. Or maybe it is because I have been…
I am ashamed to admit that I am a pretty lousy cook. Terrible even. I also live with 3 really picky eaters that make me feel like a short-order cook. Dinner time makes we want to cry sometimes and it is so much easier to just order a pizza and be done with it. But no, I am going to get better and I am going to teach the kids everything I know. Shouldn’t take more than 5 minutes. LOL.
Reminder: Our monthly restaurant and fast food spending used to be over $700. So, when I started cutting back, I still bought tons of pre-packaged, heat up, processed type foods. As long as it cost less than restaurant food it was ok. Baby steps. Now, I want to learn how to actually cook. So far I have made:
- 2 carrot cakes from scratch (so good and not helpful for my expanding waistline)
- Cheese scones.
- Subway sandwich buns. Making bread is freaking awesome.
- Baked beans
This might not seem like much of an accomplishment to most people but I am as proud as a peacock. Next up – pizza dough. And now that I am cooking more it is a good thing that I…
Planted A vegetable Garden.
I would post a picture but I am a little embarrassed. My garden was so overgrown, it took a few days just to clean it up. It has been hard to get time in the garden because…
The Job Loss Meter
hit an all-time high. My company is restructuring and things have been…well…scary. People come into work and they just disappear. Serious stuff. It was no secret that changes were coming and when I was called into a “mandatory” meeting, I was sure my number was up. It has been a surreal experience. There are days when I think, “If only I didn’t have to work today.” and then when faced with the very real possibility of losing my job I was freaked out. I am still gainfully employed but I expect work to be hectic and things change and work loads are redistributed. It is a good thing that I…
Try to be Frugal
Everyday, I try to find a better, cheaper way of doing things. Some of our accomplishments:
- Raised our house insurance deductible to $1000
- Husband repaired the hatch on my car saving us about $500
- I bought a $1 eyeglass repair kit and fixed my sunglasses. They are a relatively cheap pair ($20) but the nicest ones I have ever had and I love them.
- Made a claim on our barbecue warranty to replace the burner. I thought we would have to buy a new one. Saved $180.
- No air-conditioning. Not yet anyway.
There is more but I will save it for my next update. We have looked at real estate, I have been manipulating my husband and meditating. These things may or may not be related.
Oh and one last thing! Before you go. Those wonderful frugal weirdos, the Frugalwoods were kind enough to allow Frugal hound interview our Part-time dog, Sally.