Welcome to the Pursuit of Frugal. November was another spendy month. Some of it wasn’t my fault. Some.
Needs and Wants
Need: A giant crack formed in the foundation of our house. It ran from the top of the foundation to the footings in the basement. It was big and scary. We hired a company to dig up the side of our house, seal the crack to make sure it is waterproof. Fortunately, the crack was not affecting the structure of the house, so no major engineering work was required, but the fix did set us back over $1,300. An ounce of prevention….
Need (?): We also received a quotation for orthodontist. The youngest needs braces and the total quote…$7,000. Ouch. We do have dental benefits so some of it will be covered but we will have to work around the reimbursements. Next week I will be paying for the first $1,500. Our orthodontist has a really nice car. Are braces a need? I think so.
Want: The third spendy thing is I bought a new camera. A fancy smancy Cannon DSLR. I will have more to say about this in a future post. This was emotional spending at its finest.
Want: In March, we have a hockey tournament and we have started paying for some of the costs associated with the trip. $232 so far. More to come.
I decided to experiment making our own windshield washer fluid. I used a mixture of alcohol, water, food coloring and dish detergent. I set the bottle outside to see if I had the right mixture and it froze. I am sure with some more experimentation with the ratio of alcohol to water I can find the right mixture however based on my calculation we won’t save any money. Back to store-bought windshield washer fluid for us.
Considering our spending this month, this list feels a bit like pouring a bucket of water into the ocean. Every little bit helps I guess.
Refund – A parcel I shipped, did not arrive within the guaranteed deliver window so I was eligible for a refund of $26.11. I wonder how many eligible refunds go unclaimed?
Laces – My son insisted he needed new boots this year. Closer inspection revealed that the boots were fine. They just needed new laces.
Scrap Metal – $9.70 in scrap
Snowblower – Our 16-year-old snowblower will see another season despite the fact my husband backed over it with our car. He hammered out the dents and lubricated the moving parts. It still works. Hurrah.
Loyalty programs – Cashed in $130 worth of loyalty points at various stores.
Cable – We are still cable free. We have been using Netflix and I am enjoying it.
I recently watched the documentary The Queen of Versailles and I could not look away. Guilty pleasures. Watch a billionaire navigate the great financial crisis. Rich people have financial problems too.
Here is the trailer.