Net Worth Update April 1, 2015

Net Worth April 1st 2015 Messy MoneySorry it is a bit late.  Here is our net worth update as of April 1st, 2015.  Not much to see here.  Debt increased and investment value fell slightly.

The debt is related to our trip in March.  We had a wonderful time!

Trip highlights:

  • We saw the northern lights for the first time.
  • We attended Ottawa Senators vs. Boston Bruins game.  My first NHL game ever – and likely my last. LOL.  Earlier that day went to the arena to watch Boston practice.
  • I got up close and personal with an original Picasso.
  • I held a 28 pound gold bar worth over $500,000.
  • Visited an underground government nuclear blast shelter from the time of the cold war.  It was super cool.

We did what we could to control costs including, gorging on the free breakfast, using coupons for food and attractions, keeping snacks and drinks in our hotel room and car pooling to activities.

Here are the numbers:

Net worth numbers April 2015 Messy Money

*Does not include autos, pension, collections, underwear, education savings, etc.,  

You can find my net worth and a gaggle of other bloggers over at the Rock Star Finance Ultimate List.

Adventures in Real Estate

We have been “kicking the tires” on a couple of properties.

Property 1:  Would be a significant down shift from our current house but we would be mortgage free. The down side is that the house needs WORK but it is livable and we could budget and plan the renovations to minimize debt.

Property 2: We would be increasing our mortgage but the property has income potential and character.

Will anything come of this? I don’t know. I can’t tell you how disappointed we are with ALL of the real estate agents we have met. They could not be less interested in doing business with us if they tried.  What is that all about?  We are doing our best not to be jerks and not waste their time. I am beyond frustrated. A good agent stands to net about $25,000 if they represent us on the sale of our home and the purchase of another one. Is that not enough? Are they signing deals all day long and can’t possibly fit another in their schedule?  Golly!

Mindfulness Update

I am halfway through my Integrative Stress Management course. I intend to write a full post about the experience once my classes are finished. It has been helpful but on some level I fear that I might be the first person to fail mindfulness practice.

I will leave you with one of my favorite songs of all time… Hirzel, Andreas Vollenweider

~~~Thanks for visiting!~~~


  1. I just found your blog and have enjoyed your “ramblings” so far. It sounds like you are well on your way to financial success. Regarding the house options, I’m curious why having a house debt free is appealing. Is it just the emotional aspect of not having debt or is it more of a numbers thing (save interest)? If you get a mortgage, you can likely invest the remaining money for a greater return than the cost of the mortgage, even though it feels weird to not try and get rid of debt. Just a thought…


    1. Thanks. Sorry for the late reply. A bit of both. Emotional yes but also cannot retire until house is paid off (my rule) and that way we can make plans and don’t need to be too involved in monitoring how the real estate market is doing.


  2. Those properties both sound great, but I’m partial to the no-mortgage one myself 😉 Oh my gosh to the northern lights – that trip sounds amazing! I hope you enjoyed yourself. It’s nice to get away on vacation! 🙂


    1. Thanks Melissa. Hope your savings program is going well.


  3. The thought of buying a house that would leave you mortgage-free sounds REALLY appealing! You could then fix it up gradually, as your savings allowed. And your savings would accumulate so quickly with no mortgage to pay. I hope you manage to find a worthy real estate agent. I’m glad you enjoyed your trip to Ottawa : )
    Prudence Debtfree recently posted…March Triumph: Debt #3 Down to 4 Figures March Fail: NSFMy Profile


    1. Thanks Kay. It was more fun than I thought it would be.


    1. No problem. Love the list and from the looks of it – so does everyone else. Thank you for maintaining it.


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