Net Worth Update December 1, 2014

Our Net worth update December 2014 Messy MoneyNet worth update as of December 1, 2014.

I am frantically typing this, so that I can post it before the market opens because I suspect that by the close of business today, my net worth will have dropped.  LOL.  How crazy is that?

November was a great month.  Excited to have the number start with a 7 again.  We were above 700K in the summer but that was before I was tracking here and the markets took us down a notch.  I have mixed feelings about tracking monthly.  I worry that short-term fluctuations will add unneeded stress.  We add to our savings each month but we have not been actively trading.

So without any further ado…

 

net worth update December 2014 Messy MoneyI have not really set any goals for 2015 yet.  I need a plan though. You can find my net worth and on the The Ultimate List of Blogger Net Worth at Rock star Finance.


My family has protested the austerity measures in our house.  They are not happy with the thermostat setting.  See 1500 days for a summary of the cold war that rages in their house.  The argument continues well into the comments so be sure to scroll all the way down.

My husband’s method of protesting involved buying an electric space heater and heating the garage to a balmy 80 degrees.  I can’t win.  He is also still annoyed about cutting the cable and has threatened to hook it up again.  We will see if he makes good on that threat.

Speaking of my husband, he shared recently his general unhappiness with my hyper focus on finances and the amount of time I have dedicated to blogging. He is right.

First goal for 2015 will be about finding balance.

If you have any advice on this, I would appreciate it.  Thanks for visiting.

32 Comments


    1. Oh Awesome! Lots of new bloggers on your list too. I will have to go check that out…

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  1. Wow, big increase in your month-on-month for retirement savings and well done on getting over 700k again!

    As with many things ‘balance’ is the key – if you imagine that it wasn’t ‘blogging’ that your husband was a little unhappy about, but some other hobby or interest of yours, how would you go about getting that resolved? As suggested above, perhaps getting your husband involved or posting about stuff that he’s interested in could be part of the solution? Good luck anyway!
    weenie recently posted…What’s in a Name?My Profile

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    1. I might need to interview him and see what he has to say about it. I tend to go overboard on things so I don’t really blame him (much) LOL. Balance will be the theme of 2015. Appreciate you coming by and commenting.

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  2. Nice increase in retirement savings! Blogging can be addictive. I easily lose track of time and ignore Mr. Tre so I’m not the best to give advice.

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    1. LOL! Poor Mr. Tre. If you do figure it out- please do let me know. It is addictive.

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  3. May,

    Congrats on the massive increase from last month! Finally above the 700k mark again.

    Good luck to finding a happy medium between finance and the husband next year. I’m sure you guys will figure something out that works for the both of you.

    Best wishes,
    NMW
    No More Waffles recently posted…Savings Rate for November 2014My Profile

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    1. Congrats to you on that amazing savings rate! If we could get to that level – oh the things we could do.

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  4. You write with a sense of humour about you and your husband not being on the same page – but I’m sure it’s not always funny. I wish you well in finding some common ground. I have been so focused on debt-reduction, I haven’t thought much about our net worth. It’s quite impressive to see your progress from one month to the next. Hmmm… You’ve got me thinking about net worth.

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    1. You are right. We have a moments. I listened to your podcast and it was amazing. I can see that a lot of people have listed to it and you have helped a lot of people. You have me thinking about our debt/income ratio. It is not really pretty.

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  5. Nice increase in net worth May, always a good feeling to see it moving in that direction!

    Balance is always one of those elusive things to get right. Especially when you start getting some momentum with something like blogging – you just want to keep fuelling that momentum! I’m always up early before my family, and spend an hour or so of my own time then, as well as sometimes at night when my daughter is asleep. Sometimes on the train on the way to work I’ll do a few things like jot down a few post ideas.

    When I have a specific time of day that is just for me, where other’s can’t really be impacted, that’s what seems to work best and is most sustainable for me. Good luck finding a greater balance in 2015!
    Jason @ Islands of Investing recently posted…Take advantage of stock market ‘hangovers’ to improve your investing performanceMy Profile

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      1. I guess I need to set some limits. It will be an interesting goal in 2015. Good luck with you Around the World challenge. I look forward to reading about it.

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    1. Thanks Jason. I am going to try and focus on blogging more in the morning (except for today LOl) and see that schedule will be better. Appreciate you stopping by.

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  6. Looking good May! If the cable is really an issues you should see what type of deals your provider is offering, many will work with you. They would much rather have you back as a customer than not have you at all.

    I used to feel the need to post 5 days a week and it was over whelming, I now post 2-3 times a week. I try and read and comment early Am each day and leave it at that. I’d love to be able to spend more time, but need to set limits so I don’t neglect other things.
    Brian @DebtDiscipline recently posted…Net Worth Update: NovemberMy Profile

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    1. Thanks Brian – I might have to set limits too – it is so easy to sit down and let a few hours fly by. Sounds like you have found a good routine.

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    1. Thanks Jonny – it was a good month indeed. I really need to do a deepdive on our holdings. We are holding mostly stocks, some in the form of ETF, and a small amount in money market. Some in mutual funds because of restrictions on our work savings plans. Needs some work actually. I posted a portfolio my kids picked out last year and basically just about anyone that invested in any stock has done well this year.

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  7. Wow, impressive! 🙂

    Well, I can agree on the cable cutting, ‘cuz we did that last year and haven’t really missed it. We even ditched the TV. But I have to say, not on the freezing. I seriously can’t stand it if the house is less than 74 during the day and 72 at night. My mother used to keep the heat at 62 at night and 65 during the day. I was always so miserably cold, I wished we had never left Hawaii. :\

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    1. Hawaii sounds good right about now! Glad to hear others are finding life after cable. I think we can make it – just need it to become the new normal.

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  8. Life without cable for some can be a living hell. Another option is to subscribe to a service like Netflix and you can stream your shows to your TV and watch movies and television shows on your ipad or computer. I am officially turning my cable off in January 2015. I have a eight year old at home and I had to negotiate with her the cut off date for our cable. She has agreed for January so we’ll see how it goes.
    Petrish @ Debt Free Martini recently posted…5 Ways to Overcome Insecurity While BloggingMy Profile

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    1. Good luck with cutting the cable! The kids have so many other things to occupy their time and free-ish entertainment (video games, youtube, online etc.) so I hope they can figure it out. They asked for the cable back and I asked why and they really couldn’t give me a good answer. You will have to let everyone know how January goes.

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  9. It took years for me to find a balance in blogging and everything else. The amount of time I spend on my finances has a cycle to it because there are times I spend more and other times when it is considerably less. It works for me!
    krantcents recently posted…6 Habits for SuccessMy Profile

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    1. I understand why many bloggers burn out after only a few months. Happy to see you have found balance in both blogging and with personal finance.

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  10. My DH also had expressed his reservations about me blogging so much because I am also a freelance writer which earns me additional income. I did decide to scale back on my blog posts to 1-2x/week at most and it actually did me a lot good! You will find a happy medium but it may take some trial and error.

    As for your husband/family almost at near mutiny, you’ll need to work with them and perhaps agree to some compromises. Gradually, eventually they will likely come around but they need to not feel pressured.

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    1. I had no idea when I started this – the time investment involved – I do enjoy it though so hoping I can find some balance with the blog and the spending too. Glad to hear that you are finding the happy medium.

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    1. It’s good to know that I am not alone on the balance part. It is time consuming but going to try and work out some deals with myself. (i.e. work out first and then blog etc.)

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  11. Nicely done on the increase! I’m sorry to hear your husband is not happy about your frugality measures. What works for us is goal alignment–we both want the same things in the long run, so we’re both happy to make sacrifices in the short term. But, I think you two are already on the same page, right?

    I wonder if your husband would be interested in joining you in the blogging effort? It helps us a lot that our blog is a joint effort–maybe your husband would get on board with writing or editing some posts? We have a lot of fun collaborating on it together. Just a thought and I know different things work for different people. I wish you all the best in finding that balance. I hope you’ll keep us posted!
    Mrs. Frugalwoods recently posted…November 2014 ExpendituresMy Profile

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    1. Funny you say that — he mentioned too on the weekend that he needs some goals, beyond just accumulating money so your advice is right on the mark. So far no shared interest in blogging but I do hope to “interview” him for a few. Maybe that will generate some interest…

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