Net Worth Update February 2015

net worth update February 2015 Messy MoneyTime for the monthly Net Worth update.  Overall it was a blah month.  Besides normal dividend reinvestment, regular employer match contributions I sold one small position I had in a company that is tied to the oil industry.  Over the next few weeks I hope to map out what sectors we are invested in and our dividend income.  We are overly concentrated in some areas, due to rules around our employer savings plans and we need to find a way to balance things out.


February Net Worth Snapshot

Here are the numbers as of February 1, 2015.  The goal for 2015 is to hit 800,000.  It will be a stretch.

Net Worth February 1 2015 Messy Money

*Does not include autos, my meager pension, wine collection, furs, art, education savings, etc.,  Good thing since my wine collection is all 2014 vintages, and I don’t have a fur coat.

You can find my net worth and a gaggle of other bloggers over at Rock Star finance Ultimate List.

January Spending

Here is our spending for January.  Nothing interesting here.  We are waiting for some health and dental reimbursements, which offset some of this spending.  Our annual car insurance was due in January; hence, our auto spending appears out of whack.

January 2014 spending Messy Money



Messy Money

On the blog front, I have been largely absent.  I am trying to keep up and do check in with my feedly and bloglovin every day but still working on balance.  Stress has been high and I have a nearly constant “stress buzz” in the background.  I am keyed up — and it’s not just the gallons of coffee I’ve been drinking (I am now using 3/4 decaffeinated coffee now). I decided enough is enough and I have signed up for Mindfulness-based stress reduction therapy.  It is an 8 week program that sounds a little new age with meditation and yoga but I am willing to try it. It will start next month and I am looking forward to It They have promised me they can rewire my brain.

Why am I stressed?  Work mostly, but that stress spills over into other domains, and I have engaged in some maladaptive coping strategies like Netflix binges and scrabble marathons.  Watching Damages now by the way.  Don’t worry. I am not in distress or anything. I just want to live a more balanced, peaceful life.

My job has become less stable and there are signs that all is not well.  It reminds me of the time in 2008 and when my husband and I ALMOST lost our jobs at exactly the same time.  The idea that both of us could be unemployed at once, never occurred to me.  We narrowly escaped but escape we did.  I was going to write about it but we survived and 90% of the things we worry about don’t happen anyway.

I am off to catch up on my blog reading.  Thanks for stopping by!


    1. Thanks PD. Glad to see things are back up with your blog and I loved the guest post from Kay.


  1. The winter months are always a period of anxiety and stress for me. This has developed for me over the last few years, and I’m slowly learning to cope with it with some techniques I’ve developed along the way. A 10 minute mediation session is a MUST for me each day – so I’m hopeful it well help you as well!
    Do you have a target for date for retirement or toning down your workload?
    Thanks for the update. I always enjoy checking in!
    Jonny recently posted…January 2015 Hibernation Net Worth UpdateMy Profile


    1. Thanks Jonny. Looking forward to learning how to meditate. I have started taking Vitamin D – and maybe it’s just placebo effect but I do feel better. Cheers.


  2. I’ve been trying to make mindfulness a habit, and what I’ve experienced so far has been fantastic. I’m very much an amateur, but I can really see the potential benefits and what’s possible if you persist and improve at it.

    I just had the realisation a few days ago that I’m only ever really stressed when my energy is low and my mind is tired – I used to think that it was the other way around. Finding ways to look after yourself mentally and physically should really help manage the stress. Of course, none of this stuff is easy though! Best of luck on your journey to a more balanced, peaceful life – and don’t give up on your 2015 goal of hitting 800k!


    Jason @ Islands of Investing recently posted…One year ago, on an Island far far away…My Profile


  3. Even if not that accurate , i think its Nice info there .


    1. Thanks so much. Here’s hoping it continues to go in the right direction. Cheers.


  4. Sorry to hear that work is stressing you out. I recall I was in a similar situation back in 2008 with my job ‘at risk’ – I’m not one to worry about work normally but I started suffering from insomnia and stress-related skin conditions. My conditions improved after I found out that I was ‘safe’ but even then, I didn’t properly de-stress until after a week’s holiday in the sun to get away from it all!

    Hopefully the therapy will help you to be able to relax and not worry so much.
    weenie recently posted…January 2015 Savings + other updatesMy Profile


    1. Thanks Weenie. I am looking forward to it – but wow a week in the sun doesn’t sound bad either.


  5. Hi,
    Maybe should lay low on the coffee for a while and drink more fruit smoothies. I heard they relax your mind.
    Despite posting some losses, I’d still say congrats on your net report. Not many people can do things like you do, keeping the ship moving and all.
    I’ve also seen all seasons of Damages.What season are you watching now?Awesome series right? It looks like you are into thriller/drama but may I recommend “Workaholics” maybe what you need is something funny to laugh at while de-stressing things out.

    Fight on!
    Happy FI recently posted…$1,000 A Month Budget Challenge Update: January 2015My Profile


    1. I will have to check out Workaholics. Just finished The IT crowd – it was epic!


  6. Remember to be bold and valiant when you are stressed. And speaking of Netflix binge watching, I’m so excited for the next House of Cards season to come out later this month! 🙂 Good luck with your stress reduction therapy. Keep us posted once it starts, and maybe do a review eventually.
    Liquid recently posted…Fiscal Update – Jan 2015 – New Year’s BumpMy Profile


    1. Thanks – I will do a review for sure. It feels a bit “new-age” but trying to keep and open mind and do my best. Everything I have read has been encouraging.


  7. What I have found helps me with such stress is getting a good night of sleep regularly. Really, it’s amazing what that extra hour or so of sleep can mean in terms of ability to have energy to handle many things – including general “background” stress. Helps me see the big picture and ask “so what?” to what I might perceive as a stressor.
    Squirrelers recently posted…The Frugal Super Bowl PartyMy Profile


    1. Fortunately it hasn’t impacted my sleep much but I am going to work on some better bedtime routines.


  8. I used to be nervous and think I was stressed. Then I got a stomach problem and had to stop caffeine, including chocolate. It took a while, but all of the stress went away and I finally slept peacefully. Stress wasn’t causing me to do the caffeine. The caffeine was causing the stress. It attacks the nervous system something awful. I’m glad to see you’re blending in the decaf. That’s how I got off chocolate, by cutting out percentages each day until there was none. Best wishes on everything May! You’re doing great! 🙂


    1. It will be interesting to see how I feel when I fully switch to decaff. Feeling better already at 3/5 decaff. Hope things are going well on your adventure.


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